Welcome to Varied Expressions of Worship

Welcome to Varied Expressions of Worship

This blog will be written from an orthodox Christian point of view. There may be some topic that is out of bounds, but at present I don't know what it will be. Politics is a part of life. Theology and philosophy are disciplines that we all participate in even if we don't think so. The Bible has a lot to say about economics. How about self defense? Is war ethical? Think of all the things that someone tells you we should not touch and let's give it a try. Everything that is a part of life should be an expression of worship.

Keep it courteous and be kind to those less blessed than you, but by all means don't worry about agreeing. We learn more when we get backed into a corner.

Friday, June 26, 2015

Opus 2015-195: Tax Dollars at Work: Retirement Fund Slight of Hand

I have not hear much lately about concern for funding of retirement for public employee union members.  Let me share with you how California is going to deal with it.  The information below is from the Winter 2014 CALSTRS Connection, a quarterly newsletter about the California teachers’ retirement system.

The headline on page 11 presents a typical Progressive “Tax the rich” scenario.  It reads in bold print,
“2014 Funding Plan Increases Employer Contribution Rate by 10.85 Percent”
Who could have a problem with that?  The greedy employers will pay the cost.  The small print says this will close the $74 billion gap over the next 32 years.  We are told that “Under the plan, employers will pay the biggest share.”  The mindless mass cheer and applaud.  Wasn’t that easy?

Not so fast.  First of all, where will the employers (school districts) get the money?  From the tax payers, of course.  That mean you, and you, and you if you live in California.  Tax increase anyone?  But the math gets even better.  Notice that the headline mentions a 10.85 percent increase.  To most people that means that if you are paying $100 now it will become $110.85.  Simple math, but not the way they teach it in public schools today.  In the small print it tells you that the old rate of 8.25% that employers paid would gradually increase to 19.1%.  The way most people think this is an increase of 131%.  Do you see the slight of hand.  Technically they are correct but they are making people feel a false comfort, deliberately.

The slight of hand doesn’t stop there.  For those who thought the employer would pay it all, there is a little surprise higher on the page under “Member contributions”.  In that paragraph that is easy to miss as you celebrate socking it to the greedy school districts (aka tax payers) it says that the member will be increasing their payout by 2.25 percentage points.  They don’t give the starting numbers but I am estimating that is an increase of about 25%.

And to complete the package in one sentence it says the state contribution will be increased from 5.541 to 8.828%.  I will let you do the math.  And remember that the money the employers are paying is coming from the state.  And remember that the money the state has comes from the tax payers.

So the solution is there for you to see in California. 

The biggest losers will again be the tax payers.  As a public school teacher, I thank you.  As a citizen, I beg you to wake up.

homo unius libri


  1. Too late, they've already elected a traitor twice, and are proud of themselves for it.

    1. They are proud of their tattoo displays too.

      Grace and peace.


Comments are welcome. Feel free to agree or disagree but keep it clean, courteous and short. I heard some shorthand on a podcast: TLDR, Too long, didn't read.